We have once again come to that part of the year when the last 2 major holidays will make their appearances. It seems as I get older these years travel faster and faster.  I like this time of year because here in NYC we see real dramatic changes. For one thing, the leaves on the… Read More


We live in a time of economic turmoil. On a daily basis we read and hear in the news of people who are losing or who have lost their main means of employment. Right now the unemployment rate is 9% nationwide. The Occupy Wall Street protests that are going on throughout the world demonstrates that… Read More